An online insurance guide from Draudykle on travel insurance: medical expenses, differences in the ESDK, luggage, sports, and the most common mistakes.
• 2025-05-28
When planning a trip abroad, many people take care of hotels, tickets, and itineraries, but often forget one of the most important things—travel insurance. Even a short trip can unexpectedly become very expensive if you encounter health problems, lost luggage, or a canceled flight.
On the Draudykle.lt platform, you can choose from and compare various travel insurance options based on the nature of your trip—from a relaxing vacation to extreme sports. Every traveler can find the option that suits them best and get the best price on travel insurance.
This is the most popular choice for travelers heading to resorts abroad or European cities. The insurance covers the main risks: health care, emergency medical assistance, trip cancellation, and delayed or lost luggage. It’s ideal for those traveling with family, friends, or on their own—for both short and long trips.
If you’re planning bike tours, kayaking, surfing, hiking, or other outdoor activities, you’ll need a more comprehensive insurance package. These activities are considered high-risk, so standard travel insurance does not cover them. This insurance covers medical treatment for injuries, search and rescue operations, and transportation to a medical facility.
Mountaineers and travelers climbing to altitudes above 3,000 meters must have special insurance. Standard insurance does not cover these types of activities. Draudykle.lt will help you choose a policy that covers not only medical expenses but also evacuation, mountain rescue operations, and transportation back to Lithuania.
Skiing in the mountains increases the risk of injuries and accidents. The insurance covers both medical expenses and damage to or loss of skiing equipment. It can also cover injuries to third parties (if you accidentally cause an incident on the slopes). Ski insurance is available for both adults and children.
Diving is a specific activity that requires separate insurance coverage. The insurance covers decompression sickness, diving-related health conditions, underwater search and rescue operations, and repatriation. It is suitable for both recreational and advanced diving.
You can choose travel insurance by type of activity, country, duration, and risk.
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