Cookie Policy

1. Introduction

This Cookie Policy explains how cookies are used on the website www.draudykle.lt (hereinafter referred to as the “Platform”), what data is collected, and how it is processed.

The Platform is technically administered by UAB “Draudykle” (hereinafter referred to as the “Operator”). Insurance brokerage services through the Platform are provided by UADBB “Investicijų brokeris” (hereinafter referred to as the “Broker”).

2. What are cookies?

Cookies are small text files that are stored on your device (computer, phone, tablet) when you visit our website. They help us recognize your device, improve your user experience, and ensure the website functions properly. Cookies do not store your personal information, but they allow us to recognize whether you are a returning visitor.

The platform uses cookies in accordance with applicable laws.

Essential cookies are used to ensure the Platform’s operation, security, and technical functionality; therefore, they may be used without the user’s separate consent, based on legitimate interest.

Analytical, functional, and marketing cookies are used only with the user’s prior consent. These cookies are stored on your device only if you consent to their use via the cookie management tool on the Platform.

Functional cookies allow us to remember your preferences and improve your browsing experience.

Marketing cookies are used to display personalized ads, measure ad effectiveness, and tailor content to users' interests.

The user has the right to change their preferences or withdraw their consent at any time.

3. How do cookies work?

When you visit our website, cookies are stored on your device and may be used for analytics, to improve your browsing experience, and to save your preferences. Cookies may come from our website (first-party) or from third-party service providers (e.g., Google, Facebook).

4. Cookie Duration and Validity

The cookies used on the platform can be divided into session cookies and persistent cookies. Session cookies are stored only during your browsing session and are deleted when you close your browser. Persistent cookies are stored on your device for a set period of time or until you delete them. The duration for which cookies are stored depends on their purpose and the specific type of cookie.

5. How can you manage cookies?

Users can manage the use of cookies via the cookie management tool provided on the Platform, where they can select which categories of cookies they consent to. Users have the right to change their preferences or withdraw their consent at any time. Cookies can also be managed through browser settings, where existing cookies can be deleted or the storage of new cookies can be restricted. Please note that disabling certain cookies may prevent some Platform features from working properly.

6. Purposes of using cookies

Cookies are used to ensure the proper functioning of the Platform, improve the user’s browsing experience, analyze visitor traffic and behavior, and, with the user’s consent, provide personalized content and advertising. Cookies may also be used for security purposes to protect the Platform from unauthorized use or abuse.

7. Third-party cookies

The platform may use third-party cookies set by external service providers such as Google, Meta, or other partners. These cookies may be used for analytics, advertising, or other purposes. Third parties may process the collected data in accordance with their own privacy policies, so users are advised to review the information provided by these third parties. The Operator and the Broker do not control the operation of third-party cookies and are not responsible for the data processing carried out by them.

8. Consumer Rights

The user has the right to receive information about the cookies used on the Platform and the data they process, as well as the right to change cookie settings or withdraw consent at any time. If cookies are considered personal data, the user has the right to exercise their rights as a data subject in accordance with applicable data protection laws.

9. Policy changes

This Cookie Policy may be updated from time to time to reflect changes in technology, law, or our business practices. The updated policy takes effect upon its publication on the Platform, unless otherwise specified.

10. Contact Information

If you have any questions regarding the use of cookies or data processing, you can contact the Broker or the Operator using the contact information provided on the Platform.

11. Complaints

If you believe that your rights have been violated, you have the right to contact the State Data Protection Inspectorate or to file a lawsuit in accordance with the procedures established by the laws of the Republic of Lithuania. We always recommend that Users, before contacting dispute resolution authorities, first contact the Broker in writing via email infodraudimopatarimai.lt or Operators infodraudykle.lt